Comments on: Finance Tips to Consider by 25

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By: StacyAustralia

StacyAustralia — Sat, 11 Sep 2010 18:37:25 +0000

This is so true as well as so hard. Even though I graduated college 5 years ago my finances were completely thrown off when I went to graduate school. Now as I transition back into the professional world (job hunting as we speak) I am a little behind. I am nowhere near where I planned to be at the age of 27. I honestly wished I was wise enough to save during high school and those sporatic refund checks I recieved in college.

By: Coreyp

Coreyp — Mon, 14 Jun 2010 21:51:03 +0000

Hello JJ,

As a junior in College retirement savings is not a necessity. However if your income allows you to put toward an IRA or mutual fund, that will be the best way to go. As a college student you should focus on minimizing loans and looking for ways to avoid debt. Try to exit college with as little debt as possible; it will only help in the long run.

By: Coreyp

Coreyp — Mon, 14 Jun 2010 15:51:03 +0000

By: Jjsmith

Jjsmith — Sun, 13 Jun 2010 21:15:43 +0000

I am 20 year old junior, should I began thinking about retirement saving?

By: Corey Phillips

Corey Phillips — Tue, 08 Jun 2010 22:44:38 +0000

Hello Timothy,

Several other tips include Roth IRA's and mutual funds. The idea of retirement savings plans is to find an investment vehicle to sustain at least 80% of your daily lifestyle after retirement. Conventional saving accounts do not offer enough financial return to sustain in the future.

Without knowing your present situation, you may want to speak with a financial advisor to see which options best suit your current and future needs.

By: Timothy

Timothy — Tue, 08 Jun 2010 22:29:32 +0000

What other tips would you give if my job does not offer 401K.. are there other simple methods other than investing in stocks.